The AI-powered finance OS for the world.
Smart agents book your entries, reconcile multi-currency bank feeds, file taxes (GST, VAT, Sales Tax), chase invoices and surface insights — across business, practice and personal finance.
Six AI agents working for you
Spurrin's intelligence layer automates the tedious — so your team focuses on growth, not data entry.
AI Document Capture
Snap a bill or forward an email — AI extracts vendor, tax, line items in any language and posts the entry.
Auto-Categorization
Learns your chart of accounts and tags every transaction with the right ledger across currencies.
Smart Reconciliation
Matches bank feeds (Plaid, TrueLayer, Salt Edge) to ledger lines with confidence scores.
Ask Spurrin (Chat)
Natural-language queries: 'show overdue invoices > $50k from US clients in Q3'.
Predictive Cashflow
Forecasts inflows, outflows and tax liability 90 days ahead in your base currency.
Anomaly Detection
Flags duplicate bills, unusual expenses and compliance risks across jurisdictions.
Three workspaces, one app
Spurrin adapts to who you are — a registered business, an independent professional, or just an individual managing personal finances.
Businesses
LLC · Inc · Ltd · LLP · Proprietorship
- Multi-entity chart of accounts (IFRS / US GAAP / Ind AS)
- Tax engine: GST, VAT, Sales Tax, HST, Consumption Tax
- e-Invoicing (Peppol, IRN, FatturaPA, SAT, NF-e)
- Multi-currency invoicing & FX gain/loss
- Global payroll (US, UK, EU, IN, AU, SG, AE)
- Audit-ready reports & SOX-friendly trails
Professionals
20+ profession templates
- Doctors — patients, visits, fees
- Lawyers — cases, hearings, retainers
- CAs — engagements, compliance calendar
- Architects, engineers, consultants
- Freelancers, creators, photographers
- Therapists, tutors, agents and more
Individuals
Personal finance done right
- Bank accounts & cards
- Budgets & savings goals
- Loans, EMIs & subscriptions
- Investments & net worth
- Income & expense tracking
- Tax-ready transaction logs
A feature for every workflow
Whether you're closing your books, raising an invoice, filing GST or tracking your SIPs — Spurrin has a dedicated module for it.
Accounting & Bookkeeping
Pre-built templates for IFRS, US GAAP, UK FRS, Ind AS and 30+ jurisdictions.
Strict double-entry with debit/credit validation and multi-currency posting.
Trial Balance, P&L, Balance Sheet, Cash Flow — generated live in any currency.
Roll up subsidiaries with auto FX translation and intercompany elimination.
SOX-friendly logs — every change with user, time, IP and reason.
Plaid, TrueLayer & Salt Edge feeds with AI-suggested matches.
Global Tax & Compliance
Auto-calculate at the right rate for US, EU, UK, IN, AU, CA, AE, SG and more.
Peppol, IRN, FatturaPA, SAT (Mexico), NF-e (Brazil), KSeF (Poland).
TDS/TCS, US 1099/W-9, EU reverse-charge, DAC7 & cross-border WHT.
Country-aware reminders for filings, payments and statutory deadlines.
Pre-fill data for ITR, Schedule C, Self-Assessment and EU annual returns.
Read-only auditor role with SOC 2 / ISO evidence packs on demand.
Sales, Billing & Receivables
Branded templates with localized tax IDs (HSN/SAC, EORI, EIN, ABN, TRN).
Automate retainers and subscriptions with auto-send & dunning.
Stripe, Razorpay, Mollie, Adyen, PayPal — one-click pay on every invoice.
Issue and link adjustments back to original invoices, multi-currency safe.
AI-personalized follow-ups in 25+ languages from your branded domain.
Statements, ageing and balances per customer in their currency.
Purchases, Expenses & Inventory
Track vendor bills, due dates and payment status across currencies.
Mobile receipt scan with mileage, per-diem and tax-credit detection.
Multi-warehouse stock, FIFO/LIFO/Avg valuation, barcode & SKU.
Automate rent, salaries and standing payments with FX locking.
Approval workflows, 3-way matching, convert to bills on receipt.
Bulk pay-runs via SEPA, ACH, Wire, UPI, Faster Payments & SWIFT.
Global Payroll & HR
Profiles, salary structures and statutory IDs across countries.
US (federal/state), UK (PAYE/NI), EU, IN (PF/ESI/PT/TDS), AU, SG, AE.
Localized PDFs emailed automatically each pay cycle.
Form 941, P11D, ECR, IR8A, STP — country-specific exports.
Holidays per country, overtime, time-tracking & approvals.
W-2, 1099-NEC, P60, Form 16, IR8A — generated automatically.
Practice management (for professionals)
Doctor, dentist, therapist & physio workflows.
Lawyer/CS workspaces with court diary.
CA & consultant engagements with milestones.
Architects, engineers, designers — track milestones & retainers.
Creators, agencies — track brand deals end-to-end.
Reminders for renewals, hearings and re-visits.
Personal finance (for individuals)
Track balances, sweep accounts and credit cards.
Monthly budgets, savings goals and progress tracking.
Amortisation schedules, prepayment what-ifs.
MFs, stocks, FDs, bonds — consolidated portfolio.
Find and cancel forgotten recurring charges.
Assets minus liabilities, tracked over time.
Platform & integrations
Native iOS & Android apps with offline-first sync.
Multi-region (US, EU, IN, AU) with 99.99% uptime SLA.
Changes appear instantly across team members worldwide.
Send invoices & reminders from your domain in 25+ languages.
130+ currencies with live ECB / OANDA / Reuters rates.
Enterprise security, data residency & granular RBAC.
Why teams choose Spurrin
We benchmarked ourselves against the tools you already know. Here's the honest picture.
| Capability | Spurrin | QuickBooks | Xero | NetSuite |
|---|---|---|---|---|
| AI agents (booking, recon, collections) | Limited | Limited | Add-on | |
| Multi-currency (130+) with live FX | ||||
| Global tax engine (GST, VAT, Sales Tax) | US/UK/CA only | Limited | ||
| e-Invoicing networks (Peppol, IRN, SAT, NF-e) | Partial | Add-on | ||
| Multi-entity consolidation | ||||
| Personal finance + Business in one login | ||||
| 20+ profession workspace templates | ||||
| Forever-free Individual plan | ||||
| Transparent pricing (no per-user gotchas) | Per user | Per user | Quote-only | |
| Open data export anytime (CSV / API) | Limited | Limited |
Comparison based on publicly listed features as of 2026. Trademarks belong to their respective owners.
Plans for every stage
Start free. Upgrade only when you outgrow it. No per-user gotchas.
Personal finance for everyday users — forever free.
- 1 personal workspace
- Bank accounts, cards & budgets
- Loans, mortgages & subscriptions
- Investments & net worth
- Up to 200 transactions/month
- Email support
For solo doctors, lawyers, accountants, freelancers & consultants.
- 1 practice workspace + personal
- 20+ profession templates
- Unlimited invoices in any currency
- Local tax (GST/VAT/Sales Tax)
- Branded email sending
- Priority email & chat support
Bolt-on AI superpowers
Pick and choose the AI capabilities you need. Add to any plan, cancel any time. Bundle 4+ and save 20%.
Your data stays yours.
Each workspace is fully isolated with row-level security. Roles for Admin, Accountant, HR and Auditor make sure people only see what they need.
- Bank-grade encryption at rest and in transit
- Granular role-based access control
- Tamper-evident audit log on every entry
- Daily backups with point-in-time recovery
- Export your data anytime in CSV / JSON
- Multi-region data centres (US, EU, IN, AU)
Loved by finance teams & professionals
From founders to solo doctors — real stories.
"Spurrin replaced QuickBooks, Bill.com and three spreadsheets. Our month-end close went from 9 days to 2."
"I run my UK clinic, my Spanish holiday let and personal investments from one login. It's brilliant."
"Multi-currency invoicing across 14 countries used to be a nightmare. Spurrin made it a non-event."